Portfolio control plane

Manage billing, trials & secure account ops across your portfolio.

Built to address purchase anxiety for consumers and make it easier than ever to monetize rapidly evolving AI prototypes. Instantly offer credits, collect feedback, and provide refundable trials.
/ Architectural foundation

Engineered for multi-product ecosystems that need rigorous security and fluid transaction management.

01

Subscription orchestration

Centralize trial periods and recurring revenue streams across multiple domains from a single command node.

02

Trial intake & reminders

Log trials in 30 seconds. Get reminded 3 days, 1 day, and day-of before renewal. Never get surprised by an unwanted charge.

03

Cancellation runbook

Step-by-step guided flows for each service. Follow the runbook to cancel cleanly, or mark the trial as a keeper with one click.

/ For AI builders

Let customers try risk-free. Get feedback, not chargebacks.

The biggest barrier to AI product adoption is purchase anxiety. Remove it. Offer risk-free trials with instant refund protocols in exchange for structured feedback that makes your product better.

Instant refund flows

Customers who know they can get a refund are 3× more likely to try your product. Our refund protocol handles the reversal automatically — you focus on building.

Feedback-for-refund exchange

When a customer requests a refund, they provide structured feedback first. You learn why they churned. They leave satisfied. Everyone wins.

1

Agentic implementation

Add risk-free trials with a single Cloudflare service binding. No Stripe integration needed — use our shared billing layer and credit system.

/ AI-powered features

Credits that work across
14+ products

Buy credits once on RiskFreeTrial and spend them on AI features across the entire portfolio — from life insurance analysis to fleet repair diagnostics to SEO audits.

credits.balance · live
2,480 credits
watershortcut.com−40
fleetrepair.org−120
credit top-up+2,000
PUBLISHER-GRADE · 5 VISUAL GUIDES · EMBEDDED AI DELIGHT
/ Library & AI Risk Coach

Education that calms purchase anxiety — then helps you act.

Five original guides on risk-free trials, portfolio credits, cancellation runbooks, refunds, and AI-term clarity — plus a live coach that routes you to the right next step. Core free. Credits for premium AI features across the portfolio. Cluster with visualtos.com (know what you’re agreeing to) and growth.business (strategy + portfolio SSO).

Article 1 of 5 · 5 min · 2026

How risk-free trials beat free tiers

Paid risk-free access with refund cover beats free forever for real product signal — and higher-intent users.

Cluster: growth.business · builders Read guide →
Article 2 of 5 · 4 min · 2026

Credits that work across 14+ products

One balance. Spend on VisualTOS, Growth, Doting, FirmWebsite, WaterShortcut and more — refund with feedback if it misses.

Hub: /credits Read guide →
Article 3 of 5 · 4 min · 2026

Never get surprise-charged again

Log trials in 30 seconds, get billed-soon nudges, and run Penny’s cancellation checklist before renewal.

Tool: /dashboard Read guide →
Article 4 of 5 · 5 min · 2026

Refund with feedback

How concern mitigation works for buyers and builders — structured feedback instead of chargeback drama.

Policy: /refund Read guide →
Article 5 of 5 · 5 min · 2026

Read AI terms before you pay

Use VisualTOS to make AI product terms plain English before you commit credits — educational, not legal advice.

Cluster: visualtos.com Read guide →

AI Risk Coach

Pick a scenario. Get calm, practical next steps — then open the right tool. Educational only. Not legal or financial advice.

Educational only. Not legal advice. AI may miss nuance — verify critical decisions. All original portfolio content.

/ Shared service layer

For developers: the shared service layer

RiskFreeTrial is the billing and AI hub behind 14+ portfolio products. One control plane for credits, subscriptions, and AI proxying.

SERVICE // AI

PortfolioAIService

Shared OpenAI and Grok proxy for chat completions, responses, and transcription. Used by 13 domains via Cloudflare service bindings.

env.PORTFOLIO_AI_SERVICE .createChatCompletion(messages)
SERVICE // BILLING

PortfolioBillingService

Stripe-backed billing for credits, subscriptions, and checkout flows. Centralized catalog and entitlement tracking.

env.PORTFOLIO_BILLING_SERVICE .getCredits(userId)
SERVICE // INFRA

Shared infrastructure

D1 database for cross-portfolio user data. KV namespaces for sessions and growth features. One deploy updates all consumers.

services = [{ binding = "PORTFOLIO_AI_SERVICE" }]
/ FAQ

Frequently asked questions

Is this free to use?
Trial tracking and reminders are completely free. AI-powered features like smart cancellation advice and spend analysis use credits that you can purchase in the hub.
How do refunds work for AI builders?
When your customer requests a refund, they complete a structured feedback form. Once submitted, the refund processes instantly through our protocol. You get actionable product feedback; they get their money back hassle-free.
Do credits work across all products?
Yes. Credits purchased here work across all 14+ portfolio products. One balance, many tools — from AI chat to transcription to domain-specific features.

View all FAQ